<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>PaisaPath</title><description>Your guide to personal finance in India. Investments, taxes, insurance, and money management explained simply.</description><link>https://paisapath.com/</link><item><title>Where Should You Invest Your Money?</title><link>https://paisapath.com/blog/beginner-investing-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/beginner-investing-guide/</guid><description>You have an emergency fund, insurance, and a budget. You understand compounding. Here is where to put your surplus money. A beginner guide to investing in India.</description><pubDate>Wed, 22 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Where Does Your Money Go Every Month?</title><link>https://paisapath.com/blog/budgeting-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/budgeting-guide/</guid><description>You earn well but there is nothing left by the 25th. Here is how to track your spending, find your surplus, and actually have money to invest.</description><pubDate>Wed, 15 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Emergency Fund: How Much Do You Really Need?</title><link>https://paisapath.com/blog/emergency-fund-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/emergency-fund-guide/</guid><description>A practical guide to building your emergency fund. How much to save, where to keep it, and common mistakes to avoid.</description><pubDate>Sat, 04 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Health Insurance: Why Your Company Cover Isn&apos;t Enough</title><link>https://paisapath.com/blog/health-insurance-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/health-insurance-guide/</guid><description>Most salaried Indians rely on employer health insurance. Here is why that is risky and what you actually need.</description><pubDate>Wed, 08 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Index Funds: Why Most Investors Should Start Here</title><link>https://paisapath.com/blog/index-funds-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/index-funds-guide/</guid><description>What index funds are, how they work, why they beat most actively managed funds, and which index to pick. Nifty 50, Nifty Next 50, Sensex, and more.</description><pubDate>Sat, 23 May 2026 00:00:00 GMT</pubDate></item><item><title>Mutual Funds: What They Are and How They Actually Work</title><link>https://paisapath.com/blog/mutual-fund-basics/</link><guid isPermaLink="true">https://paisapath.com/blog/mutual-fund-basics/</guid><description>A mutual fund lets you invest in 50-100 stocks without picking any yourself. Here is how mutual funds work, what NAV and expense ratio mean, and how to buy your first one.</description><pubDate>Wed, 29 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Types of Mutual Funds</title><link>https://paisapath.com/blog/mutual-fund-types/</link><guid isPermaLink="true">https://paisapath.com/blog/mutual-fund-types/</guid><description>Large-cap, mid-cap, small-cap, index, debt, hybrid. Here is what each type does, when to use it, and which ones you can safely ignore.</description><pubDate>Sat, 09 May 2026 00:00:00 GMT</pubDate></item><item><title>New Tax Regime vs Old: Which One Should You Pick in FY 2026-27?</title><link>https://paisapath.com/blog/new-vs-old-tax-regime/</link><guid isPermaLink="true">https://paisapath.com/blog/new-vs-old-tax-regime/</guid><description>A clear comparison of the old and new income tax regimes with actual calculations for different salary levels.</description><pubDate>Wed, 06 May 2026 00:00:00 GMT</pubDate></item><item><title>Equity Fund Categories Beyond Large, Mid, and Small-Cap</title><link>https://paisapath.com/blog/other-equity-fund-categories/</link><guid isPermaLink="true">https://paisapath.com/blog/other-equity-fund-categories/</guid><description>Flexi-cap, multi-cap, ELSS, focused, value, and sectoral funds. What each one does, who needs them, and which ones most beginners can skip.</description><pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate></item><item><title>The Power of Compounding: Why Starting Early Changes Everything</title><link>https://paisapath.com/blog/power-of-compounding/</link><guid isPermaLink="true">https://paisapath.com/blog/power-of-compounding/</guid><description>Compounding turns small, regular investments into crores over time. Here is how it works, with real numbers, and why starting today matters more than the amount.</description><pubDate>Sat, 18 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Taxes in India: A Beginner Guide for Salaried People</title><link>https://paisapath.com/blog/tax-basics-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/tax-basics-guide/</guid><description>Most salaried Indians overpay taxes because nobody explains how the system actually works. Here is what taxes are, how they work in India, and what your payslip actually means.</description><pubDate>Sat, 02 May 2026 00:00:00 GMT</pubDate></item><item><title>Term Insurance: The Most Important Policy Nobody Wants to Buy</title><link>https://paisapath.com/blog/term-insurance-guide/</link><guid isPermaLink="true">https://paisapath.com/blog/term-insurance-guide/</guid><description>Term insurance is the cheapest way to protect your family financially. Here is why most Indians avoid it and why that is a mistake.</description><pubDate>Sat, 11 Apr 2026 00:00:00 GMT</pubDate></item><item><title>What is a Stock? And Why Should You Care?</title><link>https://paisapath.com/blog/what-is-a-stock/</link><guid isPermaLink="true">https://paisapath.com/blog/what-is-a-stock/</guid><description>Stocks sound complicated, but the idea is simple: you buy a tiny piece of a company. Here is how stocks work, what moves prices, and why this matters before you touch mutual funds.</description><pubDate>Sat, 25 Apr 2026 00:00:00 GMT</pubDate></item><item><title>What is a Stock Market Index? Nifty 50 Explained Simply</title><link>https://paisapath.com/blog/what-is-a-stock-market-index/</link><guid isPermaLink="true">https://paisapath.com/blog/what-is-a-stock-market-index/</guid><description>What a stock market index is, how it is calculated using free-float market capitalization, and what the Nifty 50 number actually means. No jargon.</description><pubDate>Sat, 16 May 2026 00:00:00 GMT</pubDate></item><item><title>Why Personal Finance Matters and Why Nobody Taught You This</title><link>https://paisapath.com/blog/why-personal-finance-matters/</link><guid isPermaLink="true">https://paisapath.com/blog/why-personal-finance-matters/</guid><description>You earn money, you spend money, you save what is left. That is not a financial plan. Here is why learning personal finance is the most important skill you were never taught.</description><pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate></item></channel></rss>