PaisaPath

Everything I've learned about money since I started earning. No jargon, no expertise, just real lessons from real mistakes.

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New to personal finance? Start here

These are the basics I wish someone had taught me when I got my first salary.

Insurance

Term life, health cover, and why ULIPs are usually a bad idea

Mutual Funds

SIPs, index funds, debt funds, and how to pick the right ones

Tax

Sec 80C, new vs old regime, HRA, and saving legally

Stocks

Getting started, demat accounts, and long-term investing

Fixed Income

PPF, NPS, FDs, and government savings schemes

Real Estate

Home loans, EMI planning, rent vs buy decisions

Crypto

Bitcoin, Ethereum, risks, taxation, and what Indians should know